MortgageSafe is simple, affordable income protection, with three levels of cover that can provide financial support to your clients if they suffer from an accident or illness and are unable to pay their mortgage.

Core cover

Accident cover only for up to 12 months, with no medical questions.

Essential12

Accident and illness cover for up to 12 months, with questions only focusing on any significant or recent medical history.

Essential24

Accident and illness cover for up to 24 months, with questions only focusing on any significant or recent medical history.

You can also choose to add optional Child Cover to a policy for £3 per month, which isn’t linked to your mortgage, and is there to help your clients get back on track if their child suffers an accident or becomes ill.

Try out our MortgageSafe rate calculator, which will give you an idea of how much a premium might be depending on a client’s lifestyle, health, mortgage repayments, and other factors.

This calculator is intended for use by financial advisers. The monthly premium rates generated by MetLife’s premium calculation engine are for illustrative purposes only and are not actual premiums or quotations for insurance. The actual premium shown for a specific applicant may be different dependent on individual circumstances (including Body Mass Index (BMI) loadings, which will be taken into account when the actual premium is calculated). MetLife are under no obligation to provide the cover based on the premium generated on this page, nor is there any obligation to enter a policy of insurance; this remains at our discretion.

MortgageSafe is only available through financial advisers, and policies cannot be bought directly through this website or by contacting MetLife. If you are interested in a MortgageSafe policy, please contact your financial adviser.

If you’re interested in learning more about MortgageSafe, or need to find out how you can access MortgageSafe to provide your client with a full quote and provide a policy, please contact us on protection@metlife.co.uk, or call us on 0800 917 2221.